Bank of America Premium Rewards Credit Card

The Bank of America Premium Rewards Credit Card offers unlimited 2 points on travel/dining and 1.5 on other purchases.

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Discover more details about the card:

Earn unlimited 2 points for every $1 spent on travel and dining purchases

Receive unlimited 1.5 points for every $1 spent on all other purchases

Receive up to $100 in travel statement credits annually for incidental airline purchases

Access to travel and purchase protection benefits, including trip cancellation/interruption insurance

Bank of America Premium Rewards Credit Card


Introducing the Bank of America Premium Rewards Credit Card, a perfect fusion of sophistication and practicality for the discerning US cardholder.

Designed to enhance your financial journey, it offers 2 points for every dollar spent on travel and dining, ensuring you reap the rewards of your adventures.

With additional perks like up to $200 in travel statement credits annually, this card invites you to explore the world of premium benefits.

Embark on a path of exploration and rewards tailored to elevate your financial experience.


Earn unlimited 2 points for every $1 spent on travel and dining purchases

With the Bank of America Premium Rewards Credit Card, cardholders can earn unlimited 2 points for every dollar spent on travel and dining purchases, translating directly into significant cost savings.

These points rapidly accumulate, allowing frequent travelers and diners to amass rewards that can be redeemed for travel expenses, gift cards, or even cash back, adding a layer of financial flexibility.

The more you dine out or travel, the faster you earn points, which means more opportunities to offset travel expenses and dining costs.

Imagine a business traveler who frequently books flights and hotels; the points earned could potentially cover part of a future trip.

This reward structure particularly benefits those with a lifestyle centered on travel and dining, maximizing every dollar spent.



Receive unlimited 1.5 points for every $1 spent on all other purchases

For all other purchases outside of travel and dining, the Bank of America Premium Rewards Credit Card offers unlimited 1.5 points for every dollar spent, making everyday expenditures more valuable.

This benefit ensures that every expense, from grocery shopping to online subscriptions, contributes to an increasing points balance redeemable for various rewards.

These points can significantly lower the cost of not only luxuries but also necessities, offering a practical advantage to consistent card users.

Over the course of a year, these accumulated points could result in substantial savings when applied toward essentials or desired rewards.

This system encourages the use of the card for all transactions, effectively transforming everyday spending into a consistent savings strategy.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

Receive up to $100 in travel statement credits annually for incidental airline purchases

The Bank of America Premium Rewards Credit Card offers significant cost-saving benefits with up to $100 in annual travel statement credits.

These credits apply to incidental airline purchases such as seat upgrades, in-flight refreshments, or baggage fees.

These expenses can quickly add up, especially for frequent travelers, making the annual credit a valuable asset.

By covering these incidental costs, cardholders can reduce out-of-pocket expenses and allocate those funds to other travel needs.

This benefit ensures that users can enjoy enhanced travel experiences without the stress of additional expenditures.



Access to travel and purchase protection benefits, including trip cancellation/interruption insurance

The card's travel and purchase protection benefits extend beyond simple coverage to offer real peace of mind.

Trip cancellation or interruption insurance means expenses incurred from unexpected changes are mitigated, saving potential losses.

Unexpected events can significantly derail travel plans and result in financial burdens.

By protecting against these unforeseen issues, the card minimizes the financial fallout.

This ensures travelers maintain financial stability even when disrupted.

Beyond peace of mind, the practical cost-savings of such protection highlight the card's valuable place in any traveler’s wallet.