M1 Owner's Rewards Credit Card

Unlock up to 10% cash back at select retailers and enjoy no annual fee for M1 Plus members.

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Discover more details about the card:

Up to 10% cash back at select companies with eligible investments

No annual fee for M1 Plus members

Seamless integration with the M1 Finance app

Customizable spending categories for rewards

M1 Owner's Rewards Credit Card


Introducing the M1 Owner's Rewards Credit Card, a standout contender in the American financial landscape where savvy consumers hunt for the perfect blend of rewards and convenience.

Designed to cater to the astute spender, this card offers not just everyday benefits but also taps into an ecosystem that rewards ownership.

Whether you're a frequent traveler or a strategic saver, the M1 Owner's Rewards Credit Card awaits to redefine how you approach spending.

Dive into what it means to elevate your financial game in today's dynamic economy.


Up to 10% cash back at select companies with eligible investments


Imagine saving up to 10% on purchases simply by using the M1 Owner's Rewards Credit Card.


This impressive cash back rate is available when you make purchases at select companies where you have eligible investments.


The synergy between spending and investing means every dollar spent at these companies can contribute to your overall investment strategy.


For instance, investing and shopping with a retail giant offering 10% cash back could quickly enhance your investment returns.


Over time, such savings add up, enabling cardholders to save significantly on everyday purchases through strategic investment partnerships.


It's not just about spending; it's about investing in your financial future while enjoying rewards.



No annual fee for M1 Plus members


A credit card with no annual fee can be a vital tool for budget-conscious individuals looking to maximize savings.


For M1 Plus members, the M1 Owner's Rewards Credit Card eliminates the burden of an annual fee, enhancing its appeal as a financial resource.


This absence of an annual fee ensures that all cash back and rewards earned remain within your control without being offset by annual charges.


It makes the card a cost-effective choice, particularly when compared to competitors that might require significant spending to justify their fees.


As a result, cardholders can focus on optimizing benefits and rewards without financial constraints weighing them down.




Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

Seamless integration with the M1 Finance app

The M1 Owner's Rewards Credit Card provides cost-saving convenience by integrating directly with the M1 Finance app.

This integration allows users to manage both their credit card and investment accounts in one place, potentially reducing financial management fees.

Effortlessly tracking rewards in real-time can help users strategize spending to maximize savings.

Automatic transfers to investment accounts ensure that your rewards work for you, potentially enhancing returns without added fees.

This streamlined experience means less time and fewer resources spent on juggling multiple apps, allowing for more efficient financial planning.



Customizable spending categories for rewards

The flexibility of customizable spending categories directly translates into tangible savings for users of the M1 Owner's Rewards Credit Card.

By choosing categories that align with personal spending habits, cardholders maximize their reward earning potential.

This unique feature permits users to capitalize on higher cashback rates where they spend the most.

Customizing these categories can reduce the need for multiple cards, thereby cutting down on annual fees typically associated with carrying several cards.

Maximized rewards in preferred spending areas effectively lower overall expenses while enhancing user satisfaction and financial efficiency.